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In order to improve your liquidity and finance your working capital needs, Partner banka offers a range of short-term loans:
- Short-term loan with a single repayment
- Short-term loan with a successive repayment plan
- Short-term loan with repayment in equal monthly instalments
Loan amount
Depends on the need and the credit repayment capacity of the client
Loan currency
Loans are granted in HRK with EUR indexing
Availability of funds
Payment into the account of the loan beneficiary with the Bank or following the beneficiary's instructions
Repayment term
- Loans to improve liquidity: not later than three months after the loan approval date
- Loans to provide working capital: not later than 12 months after the loan approval date
Interest rate
Depends on the client's credit repayment capability and creditworthiness, and the overall volume of the client's operations with the Bank. Interest is accounted for and paid monthly.
Guarantee instruments
Dependingon the loan amount and creditworthiness of the loan beneficiary, the following guarantee instruments are acceptable:
- Bills of exchange and IOUs issued by the loan beneficiary
- Guarantees provided by third parties, either legal entities natural persons
- Receivables ceded by quality companies
- Ownership transfer or morgage on real estate/property/ shares/ownership stakes
- Specific-purpose term deposits ...
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